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Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Clifton, Nutley and Caldwell real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached.

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly...

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School Reports in Clifton, Nutley and Caldwell, New Jersey

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Schools in Clifton, Nutley and Caldwell

Making An Offer >Buying Fast

Many buyers who find a house that looks perfect after house-hunting for only a couple of weekends hesitate to make an immediate commitment. They want to buy the house but are reluctant to make an offer without having looked at more properties.

Whether you are in a buyer's or seller's market, the best homes usually get snapped up quickly. When you find a great home that is well-priced, you may not have much time to think it over. Although it is difficult to make such an enormous purchasing decision without at least "sleeping on it," you could lose the house to another buyer if you hesitate. On the other hand, if you go rushing forward, you may spend some time nursing a case of "Buyer's Remorse."

Working with a professional real estate agent can make your decision much easier. Your agent can provide information about recent sales of homes in the area and answer any questions you may have. Keep in mind that a real estate agent's job is to find you a property that you want to buy, not to show you a lot of houses that won't interest you!

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Q	What areas are known as the 'silk stocking' districts of this famous city?
A	In Central Park West, Fifth Avenue and Park Avenue in Manhattan, apartments go for $222,610 to $282,709 per room.
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Pick Pina and Her Team, REALTOR®, real estate agent and broker for Clifton, Nutley and Caldwell, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Pick Pina and Her Team
Coldwell Banker Residential BrokerageResidential Brokerage
789 Clifton Ave
Clifton, NJ 07013
Office: 973-594-4312
Fax: 973-773-5133
Pina@PickPina.com
As a real estate professional, Pina has helped many people buy or sell their homes. Being a long time resident, Pina is very knowledgeable of the market area. Finding the right person to trust with your biggest investment is important. Pina understands the needs of families in transition and her expertise will be of comfort

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